Privacy Policy for EMI Calculator: Smart Planner

Effective Date: 13 July 2026

Target Up Developer (NOMAN) built the EMI Calculator: Smart Planner app as a Free app. This SERVICE is provided by Target Up Developer at no cost and is intended for use as is.

This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decides to use our Service.

If you choose to use our Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that we collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

1. App Features & Core Functionality

Our app provides various financial utility tools, including:

• EMI (Equated Monthly Installment) calculations.
• Financial planning and tracking.
• Currency Converter.
• Customizable UI features.

2. Information Collection and Use

For a better experience while using our Service, we may require you to provide us with certain personally identifiable information. However, we do not directly collect, store, or transmit your personal financial data.

• Financial Data Privacy: Any data you input into the calculator (such as loan amounts, interest rates, tenure, or currency values) is processed locally on your device. We do not save this sensitive data on our servers.
• Non-Personal Data: We may collect non-personal identification information about Users whenever they interact with our app. This may include the device name, operating system version, app usage statistics, and IP address for analytics and crash reporting.

3. Third-Party Services & Advertising Networks

Our app uses third-party services that may collect information used to identify you. We use these services to analyze app performance, fix bugs, and serve targeted advertisements.

As we monetize our app and may use ad mediation, the following third-party ad networks and SDKs may be integrated into our Service:

• Google Play Services
• Google AdMob: We use AdMob to serve Banner, Interstitial, and App Open ads.
• Meta (Facebook) Audience Network
• Unity Ads
• AppLovin
• Google Analytics for Firebase
• Firebase Crashlytics

These third-party ad networks may use tracking technologies (like Google Advertising ID) to collect data regarding your interactions with advertisements to serve you more relevant ads. You can opt out of personalized advertising by visiting the privacy settings on your Android device.

4. Log Data

Whenever you use our Service, in the case of an error in the app, we collect data and information (through third-party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics.

5. Sensitive Information & Permissions

We strictly do not collect any sensitive user data, such as bank account numbers, credit/debit card details, passwords, or personal identity documents. The app may request basic permissions (like Network/Internet access) strictly to update currency conversion rates and fetch advertisements.

6. Security

We value your trust in providing us with your Personal Information; thus, we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage, is 100% secure and reliable, and we cannot guarantee its absolute security.

7. Links to Other Sites

This Service may contain links to other sites (such as through advertisements). If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites.

8. Permissions and User Control

To provide the best experience, the app requests the following permissions:

• Internet Access: To fetch high-quality currency exchange rates and load advertisements from our servers.

You can manage or revoke these permissions at any time through your device settings.

9. Children’s Privacy

These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page.

11. Copyright & Legal Entity Information

All content, UI designs, graphics, and source code within the EMI Calculator: Smart Planner app are the intellectual property of Target Up Developer (NOMAN). Unauthorized copying, modification, or distribution of this application or its assets is strictly prohibited.

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